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Terms and Conditions
1. Acceptance of Terms
By using HISHAB, you accept these Terms and Conditions. If you do not agree, please discontinue using the website.
2. Website Purpose
HISHAB provides free financial calculators and educational information intended for general informational purposes only.
3. Accuracy of Information
While we strive to provide accurate calculations, we do not guarantee that every calculation or piece of information is error-free, complete, or suitable for your specific situation.
4. No Professional Advice
The calculators available on HISHAB are not a substitute for professional financial, tax, accounting, investment, or legal advice. Users should consult qualified professionals before making financial decisions.
5. User Responsibility
Users are responsible for verifying all calculation results before relying on them for financial planning or legal purposes.
6. Intellectual Property
All website content, design, calculators, graphics, logos, and text are the intellectual property of HISHAB unless otherwise stated. Unauthorized copying, redistribution, or reproduction is prohibited without written permission.
7. Third-Party Services
The website may display advertisements or contain links to third-party websites. We are not responsible for the content, policies, or practices of those external websites.
8. Limitation of Liability
HISHAB shall not be liable for any direct, indirect, incidental, or consequential loss arising from the use of our calculators or information.
9. Changes
We reserve the right to update these Terms and Conditions at any time without prior notice.
10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India. Continued use of the website after changes indicates acceptance of the revised Terms.